Terms & Conditions

The information provided on this website is for general informational purposes only and does not constitute legal, investment, or tax advice. You should consult your own professional advisors before making any financial decisions. PTS does not guarantee the accuracy or completeness of any information provided and is not liable for any losses or damages arising from your use of this website.

Acceptance of Terms

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By accessing this website, you agree to be bound by these Terms of Use and all applicable laws and regulations.

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User Conduct

You agree not to:

• Use the site for unlawful purposes or to solicit others to perform unlawful acts

• Violate any applicable regulations, rules or local ordinances

• Infringe upon our intellectual property rights or those of others

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, and software, is the property of PTS or its licensors and is protected by applicable intellectual property laws.

What Are Cookies?

Cookies are small text files placed on your device that help us recognize you and improve your experience.

How We Use Cookies

• To remember your preferences

• To analyze traffic and usage patterns

• For security and fraud prevention

Managing Cookies

Most browsers automatically accept cookies. You can modify your browser settings to decline cookies if you prefer, but some website functionality may be affected.